Credigo Solutions
Car Loan Balance Transfer (BT)
Switch your high-interest existing car loan to Credigo Solutions. Lower your monthly EMI, reduce interest rates, and get an optional Top-Up loan instantly.
Rate Reduction
Drop your existing car loan interest rates by up to 2% - 4% and save significantly on overall interest payment.
Top-Up Facility
Get extra cash over and above your existing loan balance for personal or business needs with minimal extra documentation.
Tenure Extension
Flexibility to extend your loan tenure up to 7 years to make your monthly EMIs completely stress-free.
| Parameter | Salaried Applicant | Self-Employed / Business |
|---|---|---|
| Existing Loan Track | Minimum 9-12 clean EMI repayments completed | Minimum 9-12 clean EMI repayments completed |
| Age Limit | 21 to 60 Years | 21 to 65 Years |
| Min Net Income | ₹25,000 / Month | ₹3,00,000 / Year |
| Payment Bounce History | Zero bounces in last 6 months preferred | Zero bounces in last 6 months preferred |
- Existing Car Loan Foreclosure Letter
- Last 12 Months Loan Track Statement
- Vehicle Registration Certificate (RC Copy)
- Aadhaar & PAN Card Copy
- Latest 3 Months Salary Slips or 2 Yr ITR
- 6 Months Bank Statement
Ready to Reduce Your Car Loan EMI?
Submit your current loan details and our advisor will calculate how much money you can save!
